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Our Scans · (FS.6.06) Personal Finance · Weekly Summary

  • [New] Economists surveyed by Reuters forecast monthly inflation at a median of 4.32% in January, reflecting the immediate impact of new-year price adjustments and a 27% increase in the minimum wage for 2026. P.A. Turkey
  • [New] In 2026, 22 states will increase their minimum wage rates. Exit Planning Exchange
  • [New] The Mortgage Bankers Association expects multifamily lending volume to rise by more than 10% compared to last year. CRE Daily
  • [New] If more Fed cuts are expected, mortgage rates might tick down and if fewer cuts are expected, rates could rise. WSJ Buyside
  • [New] Mortgage rates jumped to 6.21% after global markets digested Davos headlines, Japan's debt volatility and the threat of EU countries selling off U.S. Treasury bonds. Bankrate
  • [New] Minimum Wage Will Continue to Rise Several states will increase their minimum wages in 2026 - well above the $15 range in some locations - particularly in the Midwest. FlippingBook
  • [New] Despite economic headwinds, real salary increases - growth adjusted for inflation - are expected to remain positive across most CEEMEA markets in 2026. WTW
  • [New] While housing analysts expect mortgage rates to drop slightly in 2026 compared to 2025, that will not make a massive difference in housing affordability. Fortune
  • [New] After several years of elevated pay gains, Deloitte expects wage growth to remain under control in 2026. HRD Canada
  • [New] On the mortgage side, the most important rule is simply the cost of credit, and while Banco de Mexico has been gradually cutting rates, mortgage pricing in Mexico still hovers around 11% to 12%, meaning any further rate reductions in 2026 could meaningfully boost affordability and buyer demand. TheLatinvestor
  • [New] The long-anticipated silver tsunami - the wave of Baby Boomer business owners reaching retirement age - is cresting, with an estimated 2.9 million privately held businesses expected to change hands over the next decade. Trellis
  • [New] While average mortgage rates should ease compared with 2025, a return to the ultra-low three to four percent range remains highly unlikely, with rates expected to hover above 6% for much of the year. Veros
  • [New] State-level changes, such as minimum wage increases in Arizona, Connecticut, and New York, will disproportionately affect labor-intensive industries like hospitality and retail. Ainvest
  • The US will release MBA mortgage application numbers and pending home sales. investing.com
  • Mortgage rates are expected to trend lower in 2026, easing one of the most significant barriers to affordability. FoxesSellFaster.com
  • Several major metropolitan areas in California, New York and other states will see hourly wage increases. HR Executive
  • Florida minimum wage will rise in 2026. Ackley Property Management
  • The following states will see increases to their minimum wage rates: Alaska, Arizona, California, Colorado, Connecticut, Hawaii, Maine, Minnesota, Missouri, Montana, Nebraska, New Jersey ($15.92 for most employers), New York, Ohio, Rhode Island, South Dakota, Vermont, Virginia, and Washington. BLR
  • A wave of commercial space station projects is emerging, signaling that after the retirement of the International Space Station (ISS), the baton of orbital operations will increasingly be carried by private companies. SEMIVISION
  • Social Security undergoes significant changes in 2026 that will affect over 70 million beneficiaries, requiring careful retirement planning adjustments. Resource for Seniors and Caregivers | SeniorSite
  • Retirement plan sponsors, while having largely digested the changes from Secure 2.0, will face additional mandates in 2026, including new rules on Super Catch-Up contributions. 401K Specialist
  • Only 18% of voters said they are very confident that they will have enough money to last throughout retirement A study by Allianz Life found that 64% of Americans say they worry more about running out of money in retirement than about death. / USA Insured Retirement Institute (IRI)
  • Several new laws proposed in 2026 will significantly affect Los Angeles food vendors and restaurants, including measures on third-party delivery apps, another mandated minimum wage increase, labour laws, and more. Eater LA

Last updated: 02 February 2026


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