Our Scans · (FS.6.06) Personal Finance · Weekly Summary

• [New] Fannie Mae will begin accepting crypto backed mortgage loans in mid 2026, marking the first time a government sponsored enterprise has formally integrated digital asset collateral per Yahoo Finance. TechBullion
• [New] Higher inflation, increasing mortgage costs and subdued consumer spending will all contribute to a challenging environment for UK businesses, particularly the high number of cash-poor SMEs. Opus Business Advisory Group
• [New] Commercial mortgage originations are forecast to surge 27% to $805 billion in 2026, driven by stabilizing property values and maturing loans requiring refinancing. Buchanan Street Partners
• [New] The lack of an immediate rate cut path from the Fed suggests that the mortgage lock-in effect will persist well into late 2026. The Chronicle-Journal
• [New] Mortgage delinquencies present the most notable movement, projected to reach 1.65% by Q4 2026 - a 7.0% year-over-year increase - though still historically low compared to the financial crisis era, when mortgage delinquencies peaked above 8%. LASER Credit Access
• [New] We expect mortgage rates to remain volatile and likely hover in the low 6% range until there is more clarity on the global stage and the Federal Reserve's next moves. Mortgage Rates, Home Loan Guides & Expert Insights | Th
• [New] Softer inflation or hiring could put modest downward pressure on mortgage rates by pulling expectations for Fed cuts forward. Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
• [New] The Fed cannot cut aggressively if inflation remains elevated, which can keep mortgage rates higher than many would expect in a softening economy. City Creek Mortgage
• [New] 'Double whammy' | Borrowers face the double whammy of losing hundreds of dollars a month to higher mortgage repayments and rising pump prices as economists warn that Australia is heading for recession. The Guardian
• [New] UK Visas & Immigration will check that, for monthly paid employees, total salary in any three-month period meets at least one quarter of the annual CoS salary. Travers Smith
• Asia-Pacific is projected to capture about 30% of the digital personal finance app share as the fastest-growing region. CoinLaw
• Global user growth is forecast to rise by roughly 14% annually, reaching around 1.8 billion personal finance app users by mid-decade. CoinLaw
• Digital personal finance apps are expected to grow at about 12.6% CAGR from 2026 to 2033, driven by rising smartphone adoption. CoinLaw
• The U.S. has relatively low unemployment and wage growth that is projected at 3.7%, a far cry from the upward spiral of 8% unemployment previous eras such as the 1970s oil crisis have seen. Rhame & Gorrell Wealth Management | The Woodlands Finan

Last updated: 06 April 2026