Our Scans · (FS.6.06) Personal Finance · Weekly Summary

• [New] Whether motivated by lifestyle changes, retirement goals, remote work flexibility, or long-term investment opportunities, buyers continue to view Costa Rica as an attractive destination. Coldwell Banker Pura Vida Paradise
• [New] The recommendations of Germany's Pension Commission, including a potential increase in the statutory retirement age, are expected to be considered by Parliament later in 2026. L&E Global
• [New] NY Fed researchers expect mortgage balances to bounce back in their next report as lenders go back to reporting accounts. Mortgage Rates & Mortgage Broker News in Canada
• [New] With 46% of Google searches focused on local information, mortgage lenders have a significant opportunity to make their LOs the experts borrowers find first. Mortgage News Daily
• [New] With very slow job and population growth, meagre wage gains, weak sentiment and no further fiscal stimulus, it is likely that consumer spending growth will downshift in the fourth quarter of 2026 and beyond. J.P. Morgan Asset Management
• [New] Other survey indicators point to a moderation of wage growth; in the ECB's Corporate Telephone Survey respondents expected wage growth to slow from 3.1% in 2025 to 2.5% in 2026 and 2.4% in 2027. European Central Bank
• [New] AI coding costs in particular will exceed the average developer salary by 2028, driven by rising large language model token consumption and the shift to consumption-based licensing. The Ohio Society of CPAs
• [New] Buyers now have greater negotiating leverage in 41 of the 50 largest U.S. housing markets, with increased price cuts and longer listing times creating opportunities for concessions such as seller-paid closing costs and mortgage rate buydowns. Churchill Mortgage Blog
• [New] Information security analysts will see a projected job growth of 29% by 2034, with a median salary of $124,910 per year. NMSU Global Campus
• [New] Software developers will see projected job growth of 15% by 2034, with a median salary of $131,450 per year. NMSU Global Campus
• [New] Around the world, retirement systems reflect a patchwork of approaches to funding, risk-sharing and governance, underscoring the widespread demand for financial services to support people's lifestyles and goals as they leave the workforce. State Street
• [New] The entire baby boomer generation will soon surpass the U.S. full retirement age of 67, putting extra fiscal strain on entitlement programs like Social Security and Medicare. The Dispatch
• [New] Whether someone is searching for islands, mountains, wildlife, culture, coffee, surfing, history, city life, backpacking, luxury travel, retirement opportunities, or simply a place that still feels exciting and undiscovered, Panama somehow manages to deliver. The Lost and Found Jungle Hostel
• Japan's Tokyo CPI is forecast to show headline edging up 0.1 ppt to 1.9%, and ex-Food & Energy up 0.2 ppt to 2.0%, with continued pressure from energy prices, a weak JPY for much of the year and Services pressured by rising wage settlements. ADMISI
• The personal finance segment is deemed to have significant growth opportunities in the coming years. Market Data Forecast
• Mortgage Professionals Canada: One-third of mortgage holders expect to renew within the next 12 months. Mortgage King
• The 10-year yield is beginning to drift to lower yields, so with the Iran situation offering little economic hindrance, expect mortgage rates to fall. Bankrate
• With the Federal Reserve frozen by near-term inflation and growth stalling, expect the 10-year yield and mortgage rates to drop when a deal happens. / Iran Bankrate
• Rising mortgage rates, now at their highest point in a year, threaten to erase the affordability edge buyers have held over the past year. Mortgage News Daily
• According to Thrivent's 2026 Retirement Expectations Survey of more than 2,000 Americans, 58% of non-retirees say they are confident they will have enough money to retire from their primary career on schedule, remaining steady from 2025. Thrivent Newsroom
• Despite broad improvements in non-mortgage delinquencies, persistent housing affordability pressures are signaled by higher year-over-year mortgage delinquency, while small businesses are projected for a widespread recovery over 2027. / USA Equifax
• If Social Security becomes insolvent in 2032, as currently projected, retirement benefits would need to be cut by an estimated 24% in order to bring spending in line with revenues. Committee for a Responsible Federal Budget

Last updated: 14 September 2026