Our Scans · (FS.6.06) Personal Finance · Weekly Summary

• [New] AI coding costs in particular will exceed the average developer salary by 2028, driven by rising large language model token consumption and the shift to consumption-based licensing. The Ohio Society of CPAs
• [New] Buyers now have greater negotiating leverage in 41 of the 50 largest U.S. housing markets, with increased price cuts and longer listing times creating opportunities for concessions such as seller-paid closing costs and mortgage rate buydowns. Churchill Mortgage Blog
• [New] Information security analysts will see a projected job growth of 29% by 2034, with a median salary of $124,910 per year. NMSU Global Campus
• [New] Software developers will see projected job growth of 15% by 2034, with a median salary of $131,450 per year. NMSU Global Campus
• [New] Around the world, retirement systems reflect a patchwork of approaches to funding, risk-sharing and governance, underscoring the widespread demand for financial services to support people's lifestyles and goals as they leave the workforce. State Street
• [New] The entire baby boomer generation will soon surpass the U.S. full retirement age of 67, putting extra fiscal strain on entitlement programs like Social Security and Medicare. The Dispatch
• [New] Whether someone is searching for islands, mountains, wildlife, culture, coffee, surfing, history, city life, backpacking, luxury travel, retirement opportunities, or simply a place that still feels exciting and undiscovered, Panama somehow manages to deliver. The Lost and Found Jungle Hostel
• Japan's Tokyo CPI is forecast to show headline edging up 0.1 ppt to 1.9%, and ex-Food & Energy up 0.2 ppt to 2.0%, with continued pressure from energy prices, a weak JPY for much of the year and Services pressured by rising wage settlements. ADMISI
• The personal finance segment is deemed to have significant growth opportunities in the coming years. Market Data Forecast
• Mortgage Professionals Canada: One-third of mortgage holders expect to renew within the next 12 months. Mortgage King
• The 10-year yield is beginning to drift to lower yields, so with the Iran situation offering little economic hindrance, expect mortgage rates to fall. Bankrate
• With the Federal Reserve frozen by near-term inflation and growth stalling, expect the 10-year yield and mortgage rates to drop when a deal happens. / Iran Bankrate
• Rising mortgage rates, now at their highest point in a year, threaten to erase the affordability edge buyers have held over the past year. Mortgage News Daily
• According to Thrivent's 2026 Retirement Expectations Survey of more than 2,000 Americans, 58% of non-retirees say they are confident they will have enough money to retire from their primary career on schedule, remaining steady from 2025. Thrivent Newsroom
• Despite broad improvements in non-mortgage delinquencies, persistent housing affordability pressures are signaled by higher year-over-year mortgage delinquency, while small businesses are projected for a widespread recovery over 2027. / USA Equifax
• If Social Security becomes insolvent in 2032, as currently projected, retirement benefits would need to be cut by an estimated 24% in order to bring spending in line with revenues. Committee for a Responsible Federal Budget
• Aging population and retirements: About 10,000 baby boomers reach retirement age every day, and roughly 90% will have stopped working by 2030. Lighthouse
• If individuals expect Social Security and Medicare to provide a meaningful financial safety net in retirement, they will feel less need to accumulate additional retirement savings or invest in financial markets. Knowledge at Wharton
• How people's trust in financial institutions and government programs could boost or deplete their retirement nest eggs. Knowledge at Wharton
• Mortgage rates are likely to stay at a similar level to what they are now over the next 5-years, as the fallout from the conflict in the Middle East means rates will likely stay higher for longer. Tembo Money
• 40% of Americans with HSAs have not invested their account balances, potentially missing an opportunity to grow savings for future retirement health care expenses. LiveNOW from FOX | Breaking News, Live Events
• While 81% of pre-retirees recognize that retirement health care costs are high, more than half - 54% - incorrectly believe Medicare will cover all of their health care expenses. LiveNOW from FOX | Breaking News, Live Events

Last updated: 07 September 2026