Our Scans · (FS.6.06) Personal Finance · Weekly Summary

• [New] By 2026, 30% of consumers will use generative AI tools for high-risk decisions such as personal finance and healthcare. Forrester
• [New] Mercer's survey of over 1,700 U.S. employers projects the health benefit cost per employee to rise by 6.5% on average in 2026. Walterboro Live
• [New] Singapore Airlines has already begun planning the gradual retirement of its A 380s by 2026, signaling its focus on next-generation efficiency and sustainability. Simple Flying
• [New] By 2030, the U.S. is projected to face a shortfall of millions of workers as 30.4 million peak boomers will reach retirement age and 9.5% of the workforce will be 65 or over. Medium
• [New] The retirement of coal and the rise of new technologies will reshape regional generation mixes and drive innovation in grid reliability and energy sustainability. / USA Energy News, Top Headlines, Commentaries, Features & Ev
• [New] Following expected growth of 3.2% (net) in 2025, UK mortgage lending is forecast to slow in 2026 (2.8% net growth), as stretched affordability and a squeeze on real incomes drive a dip in housing demand. EY
• [New] The flexible super access rules being introduced across Australia will support individuals who need to adjust their retirement timelines due to personal or financial reasons. Restaurant Caleb
• [New] 74% of Australians supported extending the performance test to retirement products and 84% called for greater transparency so retirees could compare how their fund performs. Australian Broadcasting Corporation
• [New] The BOJ's decision to hold rates and Governor Ueda's emphasis on 2026 wage negotiations as the determining factor for the next hike have pushed expectations out to Q1 2026, widening the interest rate differential favoring the dollar. / Japan IC Markets | Official Blog | Blog
• [New] With further purchasing power increases, due to high wage growth and easing inflation, we expect private consumption to continue expanding in 2025. / Germany ABN AMRO Bank
• [New] A long-term plan has been developed that will gradually increase the federal minimum wage to $15 per hour by 2030. / USA jukusai-kgu.com
• [New] Ageing and financial concerns: More than four-in-ten U.S. adults under 65 are not confident they will have enough income and assets to last through their retirement years or say that they will not be able to retire at all. Pew Research Center
• [New] Two-thirds of fintech professionals cited salary as their top reason for changing jobs, but 70% of employers reported that cost optimization and budget constraints would heavily influence their 2026 hiring strategies. ST
• [New] Economists expect another rate cut in December, which, along with a shift in the Fed's balance sheet strategy, could further ease mortgage rates and improve housing affordability, thereby boosting demand. Stessa
• [New] Bank of America's Personal Retirement Strategy is an existing online investment advisory programme that uses a probabilistic approach to determine how likely participants will accumulate sufficient total assets to achieve their annual retirement income goal. FinExtra
• [New] With lower inflation predicted in 2026, Turkey is expected to top the global rankings for real wage increases in 2026. theHRDIRECTOR
• [New] Asia Pacific continues to be the engine of global wage growth, with countries from the region dominating the top 20 real salary increases for both 2025 and 2026. theHRDIRECTOR
• [New] Although Hungary is predicted to make the global top 10 in terms of real wage increases, no European country is expected to see a higher nominal salary increase in 2026 compared to 2025. theHRDIRECTOR
• [New] Economists expect the Fed to make one more cut before the end of the year, which could send mortgage rates lower by the end of 2025. WSJ Buyside

Last updated: 24 November 2025