Our Scans · (FS.6.06) Personal Finance · Weekly Summary

• [New] According to Thrivent's 2026 Retirement Expectations Survey of more than 2,000 Americans, 58% of non-retirees say they are confident they will have enough money to retire from their primary career on schedule, remaining steady from 2025. Thrivent Newsroom
• [New] Despite broad improvements in non-mortgage delinquencies, persistent housing affordability pressures are signaled by higher year-over-year mortgage delinquency, while small businesses are projected for a widespread recovery over 2027. / USA Equifax
• [New] If Social Security becomes insolvent in 2032, as currently projected, retirement benefits would need to be cut by an estimated 24% in order to bring spending in line with revenues. Committee for a Responsible Federal Budget
• [New] Aging population and retirements: About 10,000 baby boomers reach retirement age every day, and roughly 90% will have stopped working by 2030. Lighthouse
• [New] If individuals expect Social Security and Medicare to provide a meaningful financial safety net in retirement, they will feel less need to accumulate additional retirement savings or invest in financial markets. Knowledge at Wharton
• [New] How people's trust in financial institutions and government programs could boost or deplete their retirement nest eggs. Knowledge at Wharton
• [New] Mortgage rates are likely to stay at a similar level to what they are now over the next 5-years, as the fallout from the conflict in the Middle East means rates will likely stay higher for longer. Tembo Money
• 40% of Americans with HSAs have not invested their account balances, potentially missing an opportunity to grow savings for future retirement health care expenses. LiveNOW from FOX | Breaking News, Live Events
• While 81% of pre-retirees recognize that retirement health care costs are high, more than half - 54% - incorrectly believe Medicare will cover all of their health care expenses. LiveNOW from FOX | Breaking News, Live Events
• Americans retiring at age 65 in 2026 can expect to spend an average of $185,500 on health care and medical expenses throughout retirement. LiveNOW from FOX | Breaking News, Live Events
• 39% of your core skills will shift by 2030 and AI skills now command a 62% wage premium. metaintro
• After the Great Climate Mortgage Crash of 2032, the Sunshine State's fortunes underwent a steady decline. / USA Yale Climate Connections
• Others, particularly the new tax on larger balances, will change the way wealthier Australians approach retirement planning. Morningstar
• A system like Australia's super, which has a 90% participation rate, could guarantee higher retirement savings for Americans overall, considering that over 50% of the U.S. workforce does not have access to a 401 (k) plan. Newsweek
• Social Security 's retirement trust fund is projected to face a funding shortfall in 2032, a year earlier than last year's projections, while Medicare 's hospital insurance trust fund will be unable to pay full benefits in 2033, which is unchanged from last year's estimate. LancasterOnline
• Over the past 40 years, the U.S. retirement system has shifted toward employer-sponsored defined-contribution plans such as 401 (k) s and individual retirement accounts. Bipartisan Policy Center
• Over the longer term, women are projected to inherit roughly 70% of the US$ 124 trillion Great Wealth Transfer by 2048, materially reshaping demand across advice, protection and retirement income. / USA State Street
• The US faces a 2026-2027 retirement surge while roughly half of retirees report lacking a withdrawal plan, underscoring the need for protective defaults that are easy to adopt. State Street
• Pennsylvania passed a law, effective in 2027, requiring high school students to take a personal finance course. The Philadelphia Inquirer
• Analysts expect tokenized assets to reach double-digit trillions of dollars by 2030, covering private credit, debt, funds, treasuries, invoices, and equity-like instruments. Blockchain Council
• The OASI retirement trust fund will go insolvent in 2032, compared to 2033 in last year's report. Committee for a Responsible Federal Budget
• The state of Washington will trail close behind California in 2027 with a minimum wage of $17.13. The Guardian
• While Portuguese labour laws provide a strong baseline, including a €920 monthly minimum wage in 2026, a truly ethical partner will have clear policies on overtime, workplace safety, and harassment. Athleisurebasics

Last updated: 24 August 2026