Our Scans · (FS.4.00) Insurance · Weekly Summary

• [New] The IA continued to support Hong Kong's development as a risk management center, facilitating catastrophe bond issuances totalling HK$ 6.2 billion under the Insurance-linked Securities regime and extending the ILS Grant Scheme to 2028. Insurance Business
• [New] U.S. employers and workers are being squeezed by the steepest run-up in health insurance costs in years, with average family premiums nearing $26,993 in 2025 and pressure building for even sharper increases in 2026. Fortune
• [New] A third of global firms plan to explore insurance solutions that include risk and crisis management, up from 24% last year. Insurance Business
• [New] The Life Insurance Code of Practice sets out the standards that life insurers in Australia are expected to meet when dealing with customers. Insurance Business
• [New] Insuring pandemic risk requires broader financial mechanisms, including involvement from capital markets, to distribute risk and strengthen the insurance ecosystem. Insurance Business
• [New] Cyber risk specialist Resilience has expanded its appetite for Technology Errors & Omissions (Tech E & O) insurance to include clients with revenues above $25 million in the US, £50 million in the UK, and €25 million in the EU. ReinsuranceNe.ws
• [New] Nearly 70 million Americans rely on Medicare for health insurance, with roughly half on Medicare Advantage, or privatized Medicare plans run by health insurers. Newsweek
• [New] The Texas Windstorm Insurance Association is now projecting that the amount of reinsurance and catastrophe bonds it may require for the 2026 wind season could be roughly 46% lower than this year's program, with $2.3 billion of limit the current forecast. Artemis.bm - The Catastrophe Bond, Insurance Linked Sec
• [New] The use of earth observation data will be integrated into insurance underwriting and risk assessment processes for land sites. Insurance Business
• [New] Over the next 2-4 years, Spain's embedded finance landscape is expected to mature rapidly, with B2B credit, embedded insurance, and smart city payments likely to become areas of concentrated growth and policy interest. Yahoo Finance
• Over the next year, reinsurance buyers have indicated a strong preference for catastrophe bonds when it comes to utilising alternative capital, while insurance-linked securities funds are expected to see increased demand too. Artemis.bm - The Catastrophe Bond, Insurance Linked Sec
• Over 2026, reinsurance buyers have indicated a strong preference for catastrophe bonds when it comes to utilising alternative capital, while insurance-linked securities funds are expected to see increased demand too. Artemis.bm - The Catastrophe Bond, Insurance Linked Sec
• Resilience, the leading cyber risk solution company, has expanded its appetite for Technology Errors & Omissions (Tech E & O) insurance to clients with more than $25 million revenue in the US, GBP50M in the UK and EUR25M in the EU. Resilience
• Resilience, cyber risk solutions provider, said it has expanded its appetite for technology errors & omissions (tech E & O) insurance to clients with more than $25 million revenue in the US, GBP50M in the UK and EUR25M in the EU. Insurance Journal
• As the 2025 Atlantic hurricane season approaches, investors in Insurance-Linked Securities are paying close attention to climate forecasts and reassessing portfolio risk. AXA IM Alts
• London Bridge 2 PCC, is a regulated insurance-linked securities platform for Lloyd's of London that transforms both insurance and reinsurance risk into investment opportunities for institutional investors. Artemis.bm - The Catastrophe Bond, Insurance Linked Sec
• Without an extension, Affordable Care Act enhanced tax credits will expire at the end of 2025, causing 20 million Americans - including at least 1.6 million New Yorkers-to see a drastic increase in health insurance costs. Kirsten Gillibrand | U.S. Senator for New York
• Without an extension, Affordable Care Act enhanced tax credits will expire at the end of 2025, causing 20 million Americans to see a sudden increase in their health insurance costs. Kirsten Gillibrand | U.S. Senator for New York
• Health insurance premiums are expected to increase by double - or triple-digit percentages in all of New York's 62 counties if President Trump and congressional Republicans fail to extend ACA subsidies. Kirsten Gillibrand | U.S. Senator for New York
• The US property and casualty (P & C) insurance industry is set to expand more rapidly than the wider economy in 2025 and is projected to sustain underwriting profitability for a second consecutive year. ReinsuranceNe.ws
• AI-driven cyber attacks have increased significantly across the Asia-Pacific region, with incident frequency rising 29% over the past year and fraud-related cyber insurance claims spiking 233% according to Aon's 2025 Cyber Risk Report. Mondaq

Last updated: 28 October 2025