Our Scans · (FS.4.00) Insurance · Weekly Summary

• [New] Property damage, higher insurance premiums, a cumulative $406 billion hit to the value of real estate, and even destruction of homes in areas with increased SLR and coastal erosion, will strain household finances and add to existing cost-of-living pressures. UPI
• [New] In a recent report, rating agency AM Best points to the potential for expansion of the collateralized reinsurance and private insurance-linked securities space, not least as catastrophe bond risk-adjusted spreads tighten in 2025. Artemis.bm - The Catastrophe Bond, Insurance Linked Sec
• [New] Insurance Europe, the industry federation, has reiterated its support for the Solvency II framework but has cautioned that additional sustainability risk requirements could drive up costs without delivering clear benefits. Insurance Business
• [New] Nearly 50% of businesses in the UK and Ireland do not have cyber insurance in place, despite a significant rise in ransomware attacks and other digital threats. REG Technologies
• [New] PwC expects that over the next decade companies will continue to reinvent business models and form partnerships to participate in emerging growth opportunities, which will deliver new opportunities for capital deployment, into and around the insurance and reinsurance sector. Artemis.bm - The Catastrophe Bond, Insurance Linked Sec
• [New] The insurance and reinsurance industry currently ranks second-highest, which PwC is driven by a range of compounding risks and threats, such as climate change, cyber, and geopolitical instability. Artemis.bm - The Catastrophe Bond, Insurance Linked Sec
• [New] Risk adjusted pricing has moderated during 2025 with pronounced reductions seen in more risk remote layers, where both reinsurers and insurance-linked securities investors continue to evidence strong risk appetite. Artemis.bm - The Catastrophe Bond, Insurance Linked Sec
• [New] With 2025 shaping up to be a watershed year for cyber risk, the insurance industry finds itself at a crossroads. Insurance Business
• [New] A combination of public and private initiatives, including government-sponsored re / insurers, will likely be necessary to ensure adequate insurance coverage in high-risk areas. Insurance Business
• [New] Australian businesses are facing heightened insurance risk pressures as exposures increase across litigation, technology adoption, supply chain disruptions, catastrophic events, and geopolitical tensions. Insurance Business
• [New] Enterprise AI adoption reaches tipping point as new research reveals 70% of enterprises will integrate AI-driven processes into their business models by 2025, while insurance industry data shows growing employee adoption patterns across generational lines. Your Site Name
• [New] The insolvency of major insurance or reinsurance firms, or the collapse of real estate markets in climate-vulnerable regions, could destabilize credit systems and send shockwaves through global capital markets, amplifying systemic risk. Better Worlds
• [New] Without renewed U.S. leadership, the likelihood of meeting even a 2 °C target diminishes sharply, putting the stability of insurance markets and the feasibility of a managed transition at great risk. Better Worlds
• [New] Climate finance institutions, including the Green Climate Fund, are placing greater emphasis on insurance and risk transfer as integral tools for building resilience. Better Worlds
• [New] There's need for grants, insurance schemes and blended finance models, FAO suggests, as debt instruments such as concessional loans may put smallholder farmers, particularly in Asia and Latin America, at risk. DairyReporter.com
• [New] Citizens who have health insurance arrears exceeding KRW 50 million could face restrictions on international travel. Travel And Tour World
• [New] Employers are about to spend a lot more on health insurance in 2026 as they shoulder higher costs driven by GLP-1 drugs, cancer, and mental health services, a new survey finds. STAT
• [New] With Secure Application for Splunk Observability Cloud, engineering teams can rely on the assurance that every critical vulnerability ticket in their backlog represents a genuine, validated risk to their running applications. Splunk
• For Arizona, robotaxis must be in compliance with federal artificial intelligence laws; prove minimal risk conditions; meet state traffic and motor vehicle safety laws; and adhere to all title, registration, insurance, and licensing requirements. BGR
• Integrated risk frameworks: Insurance and financial providers will harmonize risk-based pricing, incentivizing sustainable agribusiness practices worldwide. Farmonaut
• Alabama's insurance commissioner has extended a moratorium on new captive insurance companies and risk retention groups until at least next summer. Insurance Journal
• The One Big Beautiful Bill Act's changes to the ACA marketplaces will increase the total number of people without health insurance by 2.1 million in 2034 and reduce gross benchmark premiums by 0.6% in 2034. McDermott+

Last updated: 16 September 2025