Our Scans · (FS.4.00) Insurance · Weekly Summary

• [New] Global health insurance costs are projected to rise 10.3% in 2026, following increases of 10% in 2025 and 9.5% in 2024. Insurance Business
• [New] Insurance Australia Group faces fresh questions over its earnings outlook after Citi warned that a run of severe Queensland weather could push RACQ Insurance's catastrophe costs beyond budget and spill into IAG's own natural peril allowance for the first half of FY26. Insurance Business
• [New] Paired with premium tax credits set to expire at the end of 2025, the cumulative impact will cause an estimated 17 million Americans to lose their health insurance coverage in the coming decade. STAT
• [New] More than 2 million people would lose health insurance coverage altogether in 2026. Military Times
• [New] Health insurance premiums for plans bought over the ACA marketplace will increase 114% on average if enhanced subsidies expire at the end of 2025. CNBC
• [New] Health insurance premiums on the ACA Marketplace are set to rise sharply in 2026 due primarily to escalating health care costs and the scheduled expiration of the enhanced premium tax credits. Bankrate.com
• [New] Beginning in plan year 2026, the Colorado General Assembly and the Health Insurance Affordability Enterprise will introduce Colorado Premium Assistance to help reduce monthly costs for households earning between 100% and 400% of the federal poverty level. Connect for Health Colorado
• [New] Connect for Health Colorado is the only place where Coloradans can get financial help to purchase health insurance, and an estimated 65% of customers will qualify for financial help for plan year 2026. Connect for Health Colorado
• [New] Clients facing potentially large cost increases for their marketplace health insurance coverage in 2026 have a few avenues to explore to reduce their expenses. Nerd's Eye View | Kitces.com
• [New] Without subsidies, their health insurance premiums in 2026 will approach $32,000 (akin to buying a new Toyota Camry). Strategy Healthcare
• [New] A significant health insurance cost increase is expected in 2026 and beyond, posing a challenge for employers and brokers alike. Walterboro Live
• [New] The risk of heatwaves is prominent in Australia, leading to increased mortality in urban areas and putting pressure on health expenditure and insurance claims. Insurance Business
• [New] As attacks only grow in sophistication and ferocity, cyber insurance will become utterly indispensable in 2025. CFC
• [New] Validation and risk management for AI-driven and adaptive devices will require new approaches, while global supply chain consistency and quality assurance remain ongoing concerns. Businessday NG
• [New] The Australian and New Zealand Institute of Insurance and Finance has launched a 2026 Insurance Brokers Compliance Update short course, targeting insurance brokers operating under evolving regulatory expectations in Australia. Insurance Business
• [New] Ageas UK has reported improved ESG ratings and emissions reduction progress in its company disclosures, while FM Insurance expanded its own ESG positioning through a published resilience strategy covering climate-risk reporting and operational sustainability. Insurance Business
• [New] The IRDF has already approved its first investment and maintains a pipeline of potential projects, with fundraising continuing into 2026 to attract additional insurance and institutional capital. Insurance Business
• [New] Parametric insurance is an increasingly important tool for agents and brokers when looking to solve for the emerging risks of business owners. Insurance Journal
• Life insurance gross written premiums will grow from $26.2 billion in 2025 to $30.5 billion in 2029, implying a compound annual growth rate of 3.9%. Insurance Business
• Property insurance is forecast to account for nearly 40% of general insurance GWP in 2025. Insurance Business
• Recurring natural disasters in the Philippines are expected to drive higher demand for property insurance over the medium term, as catastrophe losses influence risk management priorities for insurers, reinsurers, and policymakers. Insurance Business
• The Australian government has introduced legislation that will prevent life insurance companies from using adverse genetic test outcomes in their underwriting processes. Insurance Business
• The average monthly premium for a Silver-tier private health insurance plan will reach $621 in 2025, or $7,452 annually, reflecting a 7% increase from 2024. MooLoo

Last updated: 16 December 2025