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Our Scans · (FS.4.00) Insurance · Weekly Summary


  • [New] Insurance purchasing decisions in 2026 are increasingly tied to combined cyber, transition and geopolitical exposures rather than single-line risk assessments, placing structured risk transfer and parametric mechanisms within mainstream corporate resilience planning. Insurance Business
  • [New] Risk silos are fading for global businesses, with 94% planning to build resilience through insurance and risk management in 2026. Insurance Business
  • [New] In Canada, Q4 base earnings were $400 million, up 10% year over year, driven by favorable insurance experience in insurance & risk solutions and group benefits and higher fee income, partly offset by lower surplus earnings. Insurance Business
  • [New] Health insurance premiums are projected to grow by an average of 7.2% annually between 2026 and 2030, while motor insurance premiums are expected to increase by 7.5% per year, reflecting continued vehicle sales and enforcement of compulsory motor cover. Insurance Business
  • [New] The European Union is moving to tighten sanctions on Russia by proposing a full ban on maritime services for Russian crude oil, a step that would significantly expand restrictions on marine insurance, reinsurance and related risk services if approved by member states. Insurance Business
  • [New] The Geneva Association outlined a three-pillar framework for narrowing protection gaps: investing in risk reduction, strengthening private insurance markets, and deploying public-private programmes as targeted risk-sharing mechanisms. Insurance Business
  • [New] As 2026 begins, the insurance and alternative risk financing sector is entering a more balanced phase after several years of relentless hardening. Captive Review
  • [New] In insurance, the National Association of Insurance Commissioners will tighten scrutiny of investment strategies and AI applications, while state policymakers pursue affordability reforms amid catastrophe risk concerns. Cision PR Newswire
  • [New] The home insurance crisis in America represents a fundamental repricing of risk driven by climate change, construction cost inflation, and decades of inadequate premium levels. HBI Blog
  • [New] Over the next five years, starting now, AI-assisted workflows and AI-informed risk assessment will become standard across the legal and insurance industries. Claims Journal
  • [New] Cyber insurance demand tied to evolving threat profile - As cyber incident risk remains elevated and AI-generated attack vectors grow, APAC insurers are recalibrating offerings, creating both capacity and scrutiny around control evidence, risk governance and incident response readiness. Continuum
  • [New] By 2026, financial institutions are deploying AI models to analyze farm-level data, assess credit risk, and deliver customized loan products and insurance for farmers. Farmonaut
  • [New] In 2026, insurance-backed financing and sovereign co-investment will accelerate, especially in sectors needing patient, flexible capital. Clifford Chance
  • [New] The new obligation for companies in Italy to take out insurance policies covering natural catastrophes risk is credit positive for the P & C insurance sector. ReinsuranceNe.ws
  • [New] As Thailand faces increasing economic instability, severe natural disasters, demographic changes and other emerging risks, the insurance sector needs to move from a reactive approach to a proactive national risk buffer. INSURANCEKHABAR.COM
  • Artificial intelligence has moved from pilot projects to wider deployment in Asian insurance operations, bringing both efficiency gains and new risk considerations. Insurance Business
  • On the technology front, the Insurance Council of Australia has flagged a new wave of exposures, including the impact of AI, quantum computing and consumer-managed personal data stores as key weaknesses that could threaten Australia's cyber security future. Insurance Business
  • Japan's life insurance sector growth is expected to stabilise over the next five years. Insurance Business
  • Health and personal accident insurance are forecast to grow, supported by regulatory oversight from the FSC and the Financial Supervisory Service, and by an aging population that is increasing demand for medical and long-term care coverage. Insurance Business

Last updated: 17 February 2026



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