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Our Scans · (FS.4.00) Insurance · Weekly Summary


  • [New] In 2026, new laws in California and Germany allow citations to be issued directly to AV Operators (the software makers), forcing a massive shift in how insurance companies calculate risk. MEXC
  • [New] Generali Global Corporate & Commercial has launched a new generative AI-driven solution aimed at enhancing the management and consistency of multinational insurance programs, as part of its 2025-2027 strategic plan. Insurance Business
  • [New] By 2026, IoT data combined with blockchain smart contracts will revolutionize agri-finance and insurance. Farmonaut
  • [New] Many Australians are experiencing both higher climate-related risk and higher insurance costs. Insurance Business
  • [New] Insurance providers are increasingly factoring flood and coastal risk into their assessments. ST
  • [New] The Philippine property insurance segment is forecast to grow at a compound annual growth rate of 11.5% over 2026-2030, with gross written premiums increasing from PHP66.9 billion (US$ 1.2 billion) in 2026 to PHP103.3 billion (US$ 1.8 billion) by 2030. Insurance Business
  • [New] Private health insurance premiums will rise at their fastest rate in almost a decade after the Albanese Government approved a 4.41% average increase from April. CathNews
  • [New] As 2026 approaches, personal insurance rate growth is expected to remain in the single digits across many lines, even as pressures persist unevenly by geography, income level and risk profile. VIU by HUB
  • [New] Insurance purchasing decisions in 2026 are increasingly tied to combined cyber, transition and geopolitical exposures rather than single-line risk assessments, placing structured risk transfer and parametric mechanisms within mainstream corporate resilience planning. Insurance Business
  • [New] Risk silos are fading for global businesses, with 94% planning to build resilience through insurance and risk management in 2026. Insurance Business
  • [New] In Canada, Q4 base earnings were $400 million, up 10% year over year, driven by favorable insurance experience in insurance & risk solutions and group benefits and higher fee income, partly offset by lower surplus earnings. Insurance Business
  • [New] Health insurance premiums are projected to grow by an average of 7.2% annually between 2026 and 2030, while motor insurance premiums are expected to increase by 7.5% per year, reflecting continued vehicle sales and enforcement of compulsory motor cover. Insurance Business
  • [New] The European Union is moving to tighten sanctions on Russia by proposing a full ban on maritime services for Russian crude oil, a step that would significantly expand restrictions on marine insurance, reinsurance and related risk services if approved by member states. Insurance Business
  • [New] The Geneva Association outlined a three-pillar framework for narrowing protection gaps: investing in risk reduction, strengthening private insurance markets, and deploying public-private programmes as targeted risk-sharing mechanisms. Insurance Business
  • [New] As 2026 begins, the insurance and alternative risk financing sector is entering a more balanced phase after several years of relentless hardening. Captive Review
  • [New] In insurance, the National Association of Insurance Commissioners will tighten scrutiny of investment strategies and AI applications, while state policymakers pursue affordability reforms amid catastrophe risk concerns. Cision PR Newswire
  • [New] The home insurance crisis in America represents a fundamental repricing of risk driven by climate change, construction cost inflation, and decades of inadequate premium levels. HBI Blog
  • Over the next five years, starting now, AI-assisted workflows and AI-informed risk assessment will become standard across the legal and insurance industries. Claims Journal
  • Cyber insurance demand tied to evolving threat profile - As cyber incident risk remains elevated and AI-generated attack vectors grow, APAC insurers are recalibrating offerings, creating both capacity and scrutiny around control evidence, risk governance and incident response readiness. Continuum

Last updated: 24 February 2026



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