Our Scans · (FS.4.01) Insurers' Business Model · Weekly Summary

• [New] Should the rest of 2026 pass without any major industry loss events then 2027 looks set to be even more competitive, as there are no signs reinsurance capital will shrink. Artemis.bm - The Catastrophe Bond, Insurance Linked Sec
• [New] While the aggregate reinsurance is expected to cap natural hazard costs at $1.85 billion for FY27 in around 90% of scenarios. Artemis.bm - The Catastrophe Bond, Insurance Linked Sec
• [New] Marine reinsurance markets may be challenged in 2027 by an increase in the total loss reserve for the 2024 Baltimore bridge collapse from $1.5 billion to $2.8 billion, which will largely be borne by the reinsurance and retrocession markets. Business Insurance
• [New] A parametric insurance policy in India provides payments to rural women farmers when extreme heat waves threaten their crops and livelihoods. Nature
• [New] By providing a live environment to test NIST-compliant post-quantum cryptography, it enables the ecosystem to prepare for quantum threats methodically rather than reactively, potentially serving as what Delphi Digital has described as the ultimate quantum insurance policy. Amplify ETFs
• [New] Global, specialist reinsurance broker Augment Risk has identified extreme heat as a widespread concern affecting multiple US host cities. ReinsuranceNe.ws
• [New] Zurich recently supported a large multinational expand its captive from conventional property and casualty risks to provide multiple lines including cyber reinsurance to its network of independent collaborators across the globe. Captive Intelligence - Trusted news, insight and analys
• France headquartered global reinsurance company SCOR has signed a memorandum of understanding with Japanese insurer Japan Post Insurance on the establishment of a reinsurance investment structure, which will feature subject business from both companies and be invested into by Japan Post Insurance. Artemis.bm - The Catastrophe Bond, Insurance Linked Sec
• Execution and consistency will be the key factors that will differentiate reinsurance platforms over the next few years. Artemis.bm - The Catastrophe Bond, Insurance Linked Sec
• Looking ahead, the reinsurance sector remains well-capitalized for 2026, though Fitch revised its sector outlook to deteriorating from neutral, citing pricing softening in property lines and the potential for increased loss activity. IRMI
• South Korea is expected to post 35.2% CAGR through 2036 as insurers connect health engagement, rewards and reinsurance validation. FactMr
• The Monetary Authority of Singapore (MAS) has signalled that a long-awaited consultation on new laws to establish a Protected Cell Company structure that could be used for collateralised reinsurance arrangements and efficient insurance-linked securities issuance is coming soon. Artemis.bm - The Catastrophe Bond, Insurance Linked Sec
• Beyond distribution and specialty carriers, insurance M&A in 2026 and beyond could increasingly blur the boundaries between ownership, reinsurance, asset origination, and technology. PwC

Last updated: 28 July 2026