Our Scans · (FS.4.01) Insurers' Business Model · Weekly Summary

• [New] Policy changes to China's non-motor insurance business spell a positive impact for reinsurers, as Chinese cedents will place greater emphasis on reinsurers' expertise. Asia Insurance Review
• [New] The European Union is moving to tighten sanctions on Russia by proposing a full ban on maritime services for Russian crude oil, a step that would significantly expand restrictions on marine insurance, reinsurance and related risk services if approved by member states. Insurance Business
• Based in Milan, SRS Italy will be the first specialised provider of insurance management services specifically for captive insurance and reinsurance companies based in Italy. ReinsuranceNe.ws
• Recent changes in Singapore's housing policy settings are expected to have implications for the type and duration of property insurance bought by households and investors. Insurance Business
• Fitch expects non-life insurers to benefit from softer reinsurance pricing in 2026. Insurance Business
• The lobby group recommends that the Queensland government seek formal commitments from the Australian Reinsurance Pool Corporation and the federal Treasury to adjust Cyclone Reinsurance Pool rates where state-funded mitigation programs demonstrably reduce risk. Insurance Business
• Layered on top is a more favourable global reinsurance backdrop, with costs reportedly down 10% to 15% in recent months - setting up a complicated message for customers who will still see their motor cover get more expensive. Insurance Business
• Enhanced access to international insurance and reinsurance markets and coordinated cross-border capabilities are expected to support both Indian and multinational clients placing risks into Asia, the Middle East, and London. Insurance Business
• Demographic trends combined with a global retirement savings gap remain tailwinds for the sale of life and annuity products, which will push ongoing demand for reinsurance. Yahoo Finance
• Surveys of reinsurance buyers suggest many expect modest price declines in 2026 for property reinsurance, assuming there are no late-2025 mega-disasters. / USA Inszone Insurance
• California's recent policy response to the insurance crisis includes a number of regulatory changes that will allow insurers to justify and obtain higher rates and reduce their exposure to an assessment from the California FAIR Plan when it runs out of money to pay claims. Yale Law Journal
• Only 7% of UK businesses surveyed by the Department for Science, Innovation and Technology had a specific cyber security insurance policy in 2025, although 45% reported being insured against cyber security risks in some way. EIN Presswire
• South Korea's Financial Services Commission has approved changes to insurance business supervisory regulations that will gradually extend the payout period for insurance sales commissions to as long as seven years and link a larger share of remuneration to policy maintenance. Insurance Business
• Budget 2026 could be an inflection point if policy signals support wider insurance coverage, easier access to credit, and clearer norms for digital lenders. Insurance Business
• For 2026, experts are predicting that insurance claim processing delays will reach an all-time high this month across the national healthcare system. NewsBreak
• Reflecting on the mid-twenties and low-thirties property catastrophe reinsurance returns seen in 2023 to 2025, analysts affirmed that they believe that property cat rates will remain adequate albeit less profitable in 2026, at least in peak zones and peak perils. Artemis.bm - The Catastrophe Bond, Insurance Linked Sec
• Offshore reinsurance activity is expected to expand further in 2026 as insurers seek to increase reported capital and earnings through spread-based transactions. ProgramBusiness | Where insurance industry clicks
• Emerging risks in the casualty sector could contribute approximately $5 B of reinsurance premium annually. Aon plc Global Media Relations
• With average losses continuing to increase, Hannover Re anticipates growing demand for its reinsurance capacity and sees a sustained favourable environment for risk-adequate underwriting. Hannover Re
• A greater supply of reinsurance capacity will be needed globally to narrow a protection gap that has the potential to grow in the future. Hannover Re
• In most cases, reinsurance prices across the entire region, including Turkey, have settled on a level commensurate with the risk. Hannover Re

Last updated: 17 February 2026