Our Scans · (FS.7.01) Fraud · Weekly Summary

• [New] Multi-channel scams, where victims are lured from social media or text messages into encrypted chats and fraudulent payment pages, will become the dominant pattern in 2026. Trend Micro
• [New] Account Takeover fraud will likely escalate in 2025 as digital payment platforms and peer-to-peer payment systems grow in popularity. BottomLine
• [New] AI could reduce banking-industry costs by up to 20% in the near term, driven by automation in customer service, fraud detection, payments, and back-office operations. Acceleron Bank
• [New] By using OpenAI's technology at scale, Revolut is strengthening risk controls, reducing fraud instances and operational friction, and giving millions of customers faster, clearer and more intuitive support. FinExtra
• [New] The EU Instant Payments programme in 2027 will change the speed of compliance and fraud prevention. FinExtra
• Fraud will remain a top concern in 2026, as adversaries use AI to expand the range of techniques, such as impersonation scams and identity theft, as well as accelerate and scale fraudulent activity. FinExtra
• Digital ID verification is essential for fighting fraud in the digital assets and stablecoins space, which will become much more mainstream in 2026. FinExtra
• By 2026, companies will be able to cut down on fraudulent information by 80%. algoscale
• 72% of respondents identify fraud as their biggest concern, particularly in the face of rapidly evolving AI-enabled threats. FinExtra
• AI-fraud remains a global concern, with the UK's Minister of State for the Home Office, Lord Hanson, confirming just this month that artificial intelligence will dominate the next four to five years of the UK fraud landscape. FinExtra
• Big banks with $100 billion in assets are particularly committed: about 75% of them expect to fully integrate AI strategies by 2025.Fraud defence priority. Medium
• The anti-fraud team is only allowed to take measures that will reduce ad revenue by 0.15% ($135m). Medium
• The value of e-commerce fraud was projected to reach US$ 44.3 billion in 2024, with forecasts showing potential losses exceeding US$ 107 billion by 2029. Yahoo Finance
• By 2025, AI will touch virtually every part of banking and investing: fraud detection will be largely automated, customer experiences will be hyper-personalized, and many traditional back-office tasks will be done by machines. Medium
• The Military Alliance will be processing claims against Deep State fraud while blocking Elite escape routes and converting seized assets into Med Bed infrastructure. Rose Rambles...

Last updated: 09 December 2025