Our Scans · (FS.8.00) Peer-To-Peer & Digital Lending · Weekly Summary

• [New] From lending to yield farming, DeFi platforms are transforming traditional banking by enabling peer-to-peer transactions, smart contracts, and digital assets management, creating new opportunities for investors, institutions, and developers worldwide. Journal
• [New] From 2022 to 2025, China will promote zero-emission rare earth for the first time, including zero-emission technology for rare earth wastewater, safe landfill and secondary utilization of rare earth solid waste, and digital tailings monitoring. Modern Diplomacy
• [New] Telus Corp. is launching a new cybersecurity service meant to protect businesses from future digital threats related to quantum computing technology. Sophic Capital
• [New] Leaders in both Washington and Beijing now see AI as a revolutionary technology that could surpass digital computing - and its offspring, the internet - in its potential for disruption. Mint
• [New] A collaborative program with the Bandung Institute of Technology (ITB) will see 1,000 high school and vocational school students trained to become content creators, aiming to encourage the use of the digital economy and open economic opportunities. The Jakarta Post
• [New] Given the rapid nature of deposit runs in the digital era, the ability for banks to monetise their liquid asset portfolios in a severe liquidity stress event, with limited erosion of value, is a vulnerability for banking systems globally, including in Australia. Reserve Bank of Australia
• [New] Digital transformation in 2025 will be driven by data security, AI, cloud computing, remote work, 5G, customer experience, IoT, sustainability, and blockchain technology. SMS-iT Blog
• Digital Lending is forecasted to grow 12% to $30 billion in loan book balance, while Digital Wealth is projected to rise 22% to $44 billion in 2025 - driven by licensed digital banks capitalizing on strategic ecosystem partnerships. Bain
• In order to limit the adverse effects of the rise of stablecoins on credit intermediation, the BoE plans to impose temporary holding limits per digital asset for individuals and businesses (GBP 10 million, with some exceptions). economic-research.bnpparibas.com
• By implementing digital assets and blockchain-based settlement systems, banks and corporations could access liquidity in ways previously thought impossible, bringing a new level of efficiency to global finance. Coinpaper
• Digital asset treasuries continue to stockpile BTC and altcoins, regulatory developments are paving the way for institutional adoption, and macroeconomic factors such as the end of quantitative tightening and increasing global liquidity could easily reignite bullish momentum at any second. Cryptodnes EN
• Smarter border management using digital technology could add $401bn to global GDP and create 14m new jobs across G20, EU and African Union nations by 2035. CMW
• As technology continues to evolve, Dubai's commitment to innovation, openness and sustainability will keep it at the forefront of global digital transformation. Explore Dubai
• Police forces in the UK are not sufficiently exploiting opportunities with digital technology and AI. UKAuthority
• The initiative, led by Bahrain's national digital infrastructure provider BENEFIT and Singapore-based technology company MonetaGo, aims to de-risk SME lending and strengthen trade finance. The Fintech Times
• By building globally leading technology that de-risks finance and increases liquidity, we are enabling a more transparent and resilient financial ecosystem, and positioning Bahrain as a regional leader in digital public infrastructure and innovation. The Fintech Times
• Several potential scenarios could unfold: Bitcoin might solidify its role as digital gold during a severe financial crisis if trust in traditional assets wanes; conversely, a global liquidity panic could trigger short-term declines. Call & Times
• GSK will install AI and advanced digital technology capabilities across five existing US sites in Maryland, Montana, North Carolina, and Pennsylvania. BioProcess International
• As technology continues to evolve, AI and related digital tools will make agriculture smarter, more efficient, and ecologically responsible-benefiting everyone from smallholders to governments and global food corporations. Farmonaut
• Blue Owl's digital infrastructure strategy has $14 billion in assets under management across the entire digital infrastructure opportunity set from real estate and infrastructure development to credit and stabilised assets. Top1000Funds.com
• Going forward, Indian ports will continue to advance beyond isolated technology deployments towards a greater integration of IoT with complementary digital technologies such as digital twins and AI analytics, creating comprehensive asset management platforms. Indian Infrastructure
• The substantial investments in digital infrastructure, ambitious national transformation agendas, and growing startup ecosystems have positioned the region for sustained technology-led growth through 2030 and beyond. #1 Futurist Speaker on AI Leadership, Future of Work, F
• The success of national transformation agendas like Saudi Vision 2030 will depend significantly on continued technology adoption, digital skills development, and regulatory modernization. #1 Futurist Speaker on AI Leadership, Future of Work, F

Last updated: 04 December 2025