Our Scans · (FS.8.00) Peer-To-Peer & Digital Lending · Weekly Summary

• [New] As of 2025, the metaverse technology landscape is shifting from hype to practical, industry-driven applications, and the next few years will decide if it becomes a new digital frontier or a niche playground. DexViews
• [New] The Amazon Credit Card will prioritize a seamless and secure experience, with a fully digital application process, as well as a convenient digital-first card management and loyalty solution. FinExtra
• [New] Technology and the Digital Revolution Emerging technologies could disrupt traditional currency dominance: Central Bank Digital Currencies (CBDCs): China is pioneering the digital yuan, potentially making cross-border transactions easier. TradingView
• [New] Building on the success of the latest NXTPAPER technology and devices, TCL Mobile will continue to advance eye-care display and human-centric innovations to improve digital well-being for all. Laotian Times
• OpenAI will provide its large language model technology to Hitachi, which will incorporate it into its digital services portfolio. Asia Times
• The UAE's Digital Economy Strategy targets 19.4% GDP contribution by 2031, creating substantial growth potential for technology-focused businesses. Vista Business Setup
• Three quarters of all customer interactions with HMRC now happen through digital self-serve, and we have ambitions to reach at least 90% by 2029 to 2030 - with greater automation and the latest technology, including AI. GOV.UK
• Technology Transfers Africa's digital economy is projected to grow significantly by 2050 but needs external partnerships for success. GhanaWebbers
• Between 2029 and 2035, digital sovereignty becomes an institutionalized norm, leading to a restructuring of technology markets around regional spheres of influence and a reduction in the dominance of GAFAM. Bertrand Duperrin's Notepad
• As efforts intensify around the world to cut carbon emissions and address climate change, researchers at the University of Sharjah are exploring a powerful new technology that could transform how we produce and manage energy: AI-powered digital twins. SciTechDaily
• Going forwards, the digital technology revolution unlocks a world of opportunities for shipyards to be more efficient with scarce resources, from creating new value from replacing 2 D based methods with smart 3D models to digital twins to production simulation. The Maritime Executive
• By 2025, Digital Twin technology will be widely adopted in aerospace, manufacturing, and energy sectors, helping businesses save significant maintenance costs. SAMEX - Smart Facility Asset Management Expert
• Organizations are investing heavily in AI, with a report from February 2025 by IDC predicting that AI spending will grow at 1.7 x the rate of overall digital technology budget spend over the next three years. Sandpiper
• By investing in the right technology and expertise, companies can ensure compliance, minimize risks, and capitalize on the opportunities presented by the global digital transformation in tax administration. The Tax Adviser
• Why Digital Transformation is not Optional In 2026, business success will hinge on how well you embrace technology; in fact, the International Data Corporation predicts worldwide spending on digital transformation is expected to hit $4 trillion by 2027. ProServeIT Corporation
• Donald Trump's dramatic embrace of cryptocurrency marks a pivotal moment that will reverberate throughout the digital asset industry and beyond, fitting into broader trends of increasing mainstream acceptance and institutional interest in blockchain technology. International Business Times
• Cybersecurity as a practice of protecting systems from cyber threats is a vital future skill as the world becomes increasingly digital and reliant on technology. Teammeter
• Rising awareness of digital health and investments in technology hubs in cities such as Dubai, Riyadh, and Johannesburg will support adoption in the coming years. Credence Research Inc.
• Authorization of USD1 deposits and withdrawals at Binance gives institutions significant liquidity entry points to be exposed to Trump-related digital asset markets without risk of money laundering and corporate regulation. blockchainreporter
• Rising consumer debt from digital lending platforms has prompted central banks to impose stricter regulations, a trend observed in Southeast Asia's rapid fintech growthFintech in Central Asia: The Unintended Opportunities. Ainvest
• The rapid digitalization of economic activity creates new opportunities for Ghana-UK collaboration in e-commerce, digital financial services, and technology innovation. Myjoyonline

Last updated: 16 October 2025