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Our Scans · (FS.8.00) Peer-To-Peer & Digital Lending · Weekly Summary


  • [New] Within the next two years, AI-driven underwriting, automated monitoring, and intelligent decision orchestration will become baseline expectations for lenders using modern digital lending software. Biz2X
  • [New] Consumer protection measures, including compensation for victims of fraudulent transactions, will further strengthen trust and support the continued maturation of India's digital lending ecosystem. CNBCTV18
  • [New] Institutions expect security investment to increase by an average of 40% in 2026, reflecting growing digital risk, tighter regulatory scrutiny, and deeper reliance on technology across core operations. Finastra
  • [New] Institutions in Mexico expect security investment to increase by an average of 43% in 2026, just north of the global average of 40%, reflecting growing digital risk, tighter regulatory scrutiny, and deeper reliance on technology across core operations. Finastra
  • [New] UPI's next phase will likely balance scale with sustainability, as stakeholders look to integrate credit, global corridors, and sector-specific use cases - potentially positioning India as an exporter of digital payment infrastructure while continuing to widen access at home. IBS Intelligence
  • [New] We expect there to be robust policy debates in the coming year on many critical issues that could have a dramatic effect on digital assets, distributed ledger technology and tokenization. Cleary M&A and Corporate Watch
  • [New] A more complete digital bank offering could increase fee income and credit revenue per user while reinforcing MercadoLibre's position against Amazon and Shopee in Latin America. Simply Wall St
  • [New] The two tech giants' deal to infuse Google's AI technology into Apple's mobile software, including in an updated version of the Siri digital assistant, has major implications in the high-stakes battle to dominate AI and to own the platform that will define the next generation of computing. Edge and Odds -
  • [New] Gartner's Top Strategic Technology Trends for 2026 emphasize how emerging technologies spotlight preemptive cybersecurity and a shift toward identity-first security foundations to address increasing risk and complexity in digital ecosystems. HID Global
  • [New] For both procurers and contractors alike, the need to embrace change - in terms of application and use of digital technology and AI, and in embracing the demands of building sustainable supply chains - has not gone away and will be greater than ever in 2026 and beyond. Pinsent Masons
  • [New] The continued presence of cyber risk at the top of the Allianz Risk Barometer reflects a deepening reliance on digital technology at a time when the cyber threat landscape, and geopolitical, and regulatory environments, are fast evolving. Allianz.com
  • [New] In 2026, NOCs will increasingly leverage digital technologies, such as Aramco's HUMAIN AI initiative, and pursue global equity partnerships to generate liquidity and fund low-carbon transition programs. SolarQuarter
  • [New] We expect 2026 to bring a continued focus on transitioning from digital health and other technology-centric innovation to therapeutics and diagnostics. Passle
  • The Budget 2026-27 may encourage further technology adoption and digital transformation in the MSME sector, with particular incentives for cloud services, AI, SaaS tools, and cybersecurity. Groww
  • Industry experts expect uniform and consistent rules for digital lending from Budget 2026. Enterslice
  • Budget 2026 could be an inflection point if policy signals support wider insurance coverage, easier access to credit, and clearer norms for digital lenders. Insurance Business
  • The next phase of credit growth depends on high-quality digital public data rails, standardised consent-led data sharing, and real-time transaction signals for underwriting, which can reduce risk, lower costs, and expand responsible credit. CNBCTV18
  • Crypto credit cards will bridge the gap between traditional and digital finance in 2026. Fortune

Last updated: 19 February 2026



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