Global Scans · Financial Services · Weekly Summary

• [New] The FSA created fintech experimentation sandboxes, issued guidelines for open banking APIs, and licensed novel financial services that might face more resistance elsewhere. / Japan TechBullion
• [New] The abundance of opportunity means that Asia Pacific will absorb more fintech capital, develop more fintech companies, and create more financial services jobs than any other region. TechBullion
• [New] If fintech continues growing at 18% while traditional finance grows at 5%, fintech's share of financial services output will grow from current 8-10% to 25-30% by 2034. TechBullion
• [New] Financial services embedded into non-financial platforms (e-commerce, SaaS, mobility) will process $7.2 trillion in transactions. Searchlab
• [New] Embedded finance; integrating financial services directly into non-financial platforms; represents one of the GCC's highest-growth opportunities. Fimple
• In a world where financial services are expected to be frictionless, embedded finance solutions are rapidly reshaping how businesses interact with customers, streamline operations and unlock new revenue streams. LUMI
• The trend in embedded banking becoming the dominant delivery model for financial services will continue to amplify in 2026 and beyond. FinTech Futures
• By 2026, embedded banking will hit a decisive inflection point, moving from a payments-led innovation to a mainstream distribution architecture that will continue to reshape how financial services are consumed across retail, SME, and corporate ecosystems. FinTech Futures
• In 2026, the financial services sector will spend nearly half a trillion dollars on technology, accounting for 17.1% of total US tech spending. Forrester
• Anthropic, which is valued at $US380 billion ($550 billion), will share data from its economic index with the federal government to track AI adoption across sectors including natural resources, agriculture, healthcare and financial services, with a focus on implications for workers. The Sydney Morning Herald
• Financial institutions that embrace technological innovation will be better positioned to deliver secure, personalized, and efficient financial services in the evolving global economy. Trader
• AI safety enforcement agencies such as the EU's AI Office, the California Office of Emergency Services and Department of Technology, and the oversight office within New York's Department of Financial Services could prove to be good venues. gmfus
• Open Banking could generate as much as £43bn in annual value for the UK economy as adoption expands across financial services. FinTech Global
• By late 2026, global transaction values for financial services delivered via embedded platforms are expected to exceed $7 trillion, driven by the adoption of Banking-as-a-Service and Open Banking. National Today
• In finance, AI-driven risk modeling, fraud detection, and algorithmic decision systems are reshaping the architecture of global financial services. Cio Visionaries

Last updated: 13 April 2026